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  1. Merchantrade Customer Help Centre
  2. Merchantrade Money VISA Prepaid Card
  3. Limit, Fees & Charges

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Articles in this section

  • Transaction Limit
  • Bank Transfer Charges (Local & Overseas)
  • Card Replacement Fees
  • Cash Withdrawal Charges
  • DuitNow Transaction Fees
  • Other Fees & Charges
  • Overseas Transaction Fees
  • Registration Fees
  • Top-Up Charges
  • What are the charges for the Card?

Transaction Limit

Type Minimum Maximum
Initial Top-Up at Merchantrade branch RM100.00 Up to Wallet Size**
Subsequent Top-Up at Merchantrade branch RM1.00 Up to Wallet Size**
Cash Withdrawal:
  1. Merchantrade branch
  2. Participating Agent
  3. Local ATM Cash Withdrawal (Visa Plus ATM)
RM10.00 per withdrawal Up to RM5,000.00 or maximum 5 transactions per day (Across all 3 channels)
Overseas ATM Cash Withdrawal (Visa Plus ATM) Subject to ATM minimum limit

Up to RM5,000.00 or

Maximum 5 transactions per day

Top-Up through CIMB Clicks and Maybank2U Subject to Bank's minimum limit Up to Wallet Size**
JomPAY Top-Up RM1.00 Up to Wallet Size**
FPX Top-Up

RM50.00 

(Effective 26 June 2024)

Up to Wallet Size**
Debit Card Top-Up

RM50.00 

(Effective 26 June 2024)

Up to Wallet Size**

(Maximum RM5,000.00 per transaction)

e-pay Top-Up Voucher RM10.00

RM1,500.00 daily or

RM10,000.00 monthly or

Up to Wallet Size**

(Maximum 10 transactions per month)

Card to Card Transfer RM1.00 Up to Wallet Size**
Point-Of-Sales Transactions No minimum Up to Wallet Size**
e-Commerce Transactions No minimum Up to Wallet Size**
Visa PayWave Limit No minimum

RM250.00 per transaction or

an accumulative of RM250.00 per day

DuitNow Transfer RM0.10 RM1,500.00 daily
DuitNow QR RM0.10 RM1,000.00 daily

 

**For all Wallet Size

*Minimum Card account balance of RM20.00 MUST be maintained at all times

Please see Product Disclosure Sheet  for more info.

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  • Registration Fees
  • What are the charges for the Card?

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