How does the Card work?

The Card needs to be preloaded with funds at Merchantrade branches or participating agents before use. It can also be loaded via online banking services offered by participating Banks (CIMB Clicks, Maybank Cash Deposit Machines, M2U, JomPAY & FPX) and other methods enabled by Merchantrade from time to time.

Once funds are loaded into the Card, it can then be used to purchase goods and services at VISA merchants and to perform cash withdrawals at Merchantrade branches, participating agents and at VISA Plus ATMs in Malaysia and worldwide. The transaction amount will be immediately deducted from the Cardholder’s Card Account Balance.