If I upgrade my MM eWallet from RM10,000 to RM20,000, and I have a maximum balance of RM40,000 in hCA-i, my new hCA-i account limit would be revised to RM30,000. What happens to the excess balance of RM10,000?

AmBank will transfer the excess amount of RM10,000 from customer’s hCA-i into Merchantrade Money e-Wallet, where RM30,000 will be in hCA-i and RM20,000 will be in Merchantrade Money e-Wallet